HCA 255 Many U.S. health care reforms focus on insurance coverage instead of the cost of providing health care

HCA 255 Topic 5 Discussion 2

Many U.S. health care reforms focus on insurance coverage instead of the cost of providing health care. Provide a local or state solution (e.g., efficiency, public health programs, grant options) that addresses health care cost containment without modifying existing insurance programs.

Answer:

Ever since health care reform has become a major political issue, many Americans have been left wondering if there is a single solution to the problem. Some families are too poor to pay for their own insurance and would most likely be eligible for Medicaid. Others have found themselves in the situation where they have insurance but find it almost impossible to find the provider they need. So what is the answer? There are many solutions, ranging from efficiency to public health programs.

Improving systems to improve access to health care coverage is vital to creating a sustainable health care system in the United States. Health and wellness organizations should focus on prevention rather than treatment of illness and injury, but due to budgetary constraints, this is often overlooked. Solutions must be cost-effective and should include some of the following:

Today, you cannot talk about health in the U.S. without bringing up the issue of cost. Our country spends the most on health care in the world yet ranks 51st in life expectancy and 42nd in infant mortality. Every year, millions of Americans don’t receive the medical services they need because of lack of insurance or money. As a result, by some estimates, medical debt is among the largest contributors to personal bankruptcy filings nationwide.

Health care in the United States is too expensive. In fact, health care costs make up one-sixth of our Gross Domestic Product (GDP), the largest share of any developed country. However, no other country offers a better system for delivering quality care to its citizens. The U.S. spends proportionally half as much per person on health care as other industrialized countries, such as Japan and Germany.

Small businesses and non-profit organizations may not be able to afford existing health insurance products, but there are still many ways that they can provide coverage for their workers.

A: Learn about the importance of preventative care.

Question:

Many U.S. health care reforms focus on insurance coverage instead of the cost of providing health care. Provide a local or state solution (e.g., efficiency, public health programs, grant options) that addresses health care cost containment without modifying existing insurance programs.

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